Embarrassed by Downsizing?

We recently saw some distant relatives at a family gathering, people we hadn’t seen for years. One asked my husband why we had moved from our big house in the suburbs to a small house in a small town.

One of the things I love about my husband is that he’s honest and direct. He simply replied, “After my industry moved overseas and I had to close my business, we couldn’t afford to live in our area any more.”

Simple enough, right? But it’s very hard to admit that despite your best efforts, things aren’t going well financially. The responsible way to handle things is to be proactive and downsize willingly, before you’re forced to sell everything just to keep the electricity on. But there’s a huge temptation to pretend like nothing has changed.

It’s dangerous to live in denial. Many people face financial difficulties in these hard times, and some actually make things worse by using credit to continue a lifestyle that they can no longer afford. Even when they reach the end of their rope, and are finally forced to downsize to a smaller house and/or a less desirable area, they may try to keep the façade going by putting a little spin on the situation (“We sold our house because we’re going to travel a while before moving to the Hamptons.”)

Being honest about your situation means you don’t have to wear yourself out pretending that nothing has changed. You also free others who are having financial challenges to be open and admit that the smart thing for them to do right now is to downsize. Your example can show them that there’s nothing to be embarrassed about and that life goes on…..a happy life, too.

Years ago, I would occasionally see bumper stickers on cars that said “Don’t laugh. It’s paid for.” I’ve thought about putting a little sign with that slogan in my yard (don’t worry, my husband would never go for it!) But we love our little house, and we’re happy with it. No, we don’t live in the McMansion anymore, and we don’t live in the suburbs, either. But I’m being completely honest when I say we’re fine with that. Downsizing our life has actually made us quite comfortable. And we don’t care who knows it.

The Burden of Collections

I love going to estate sales.

I love looking through books from long ago. I like to see juice glasses like the ones my grandma set on her breakfast table, and framed pictures like those people had in their homes when I was little.

Since we downsized, I’ve learned to admire these things without buying them, because we simply don’t have the space for them. If I should find something I absolutely must have, I’ve promised myself that some item I currently own will have to leave the house before the “new” (to me) item can come in. That’s the only way I can stay on top of my possessions and not let them get out of control, as I once did.

Recently I went to the estate sale of an elderly lady. It was held in her 1930s frame two-story house, and run by a group of tired-looking middle-age women that I assumed to be her daughters and/or daughters-in-law, because they kept referring to “Mom” in their conversations.

They had done a great job of setting up the sale, and what a job it was! All through the house were tables covered with tablecloths and neatly arranged items for sale. I could barely walk around the L-shaped living/dining room full of tables without bumping into someone or something. Every surface was covered with stuff.

There had to be at least five long tables of glass and ceramic figurines, all neatly arranged and shiny, as if someone had recently cleaned them (what a job!) Along one wall was a long display of costume jewelry, many pieces in their original boxes, all priced individually. There were also tables with lamps, glass and metal ashtrays (remember them?), wall plaques and artificial flower arrangements. There was no furniture except a few chairs for the sellers to sit on; the furniture must have already been distributed within the family or sold before the sale.

The kitchen was packed to the gills with dishes, pots, cooking utensils, and other kitchen items, many with mushrooms on them. Apparently “Mom” was into the 1970s mushroom craze and had amassed quite a collection of mushroom-decorated items.

The rest of the house was filled in a similar fashion, with various collections displayed neatly and price tags on each item. I can’t imagine how hard those women worked to get that sale ready. But I have to wonder how they really felt about all of Mom’s collections because no one seemed to be choosing many of those items, buying more useful things like lamps, yard tools and clothes instead. If they didn’t mark down Mom’s collections toward the end of the sale, they were likely left with the items and more decisions to make about what to do with them. Ugh!

I once had quite a few collections myself. When we downsized, I still liked my collections and didn’t want to give them up. I put off making decisions about them for a while (there were certainly plenty of other things to do at that busy time anyways) until it finally occurred to me that there is no law that you have to keep a collection together, and that if I was honest with myself, I really preferred some items in my collections over others. Hence it was OK to break up my collections.

Once I made that realization, I could finally do what I needed to do. I reduced my teapot collection from dozens down to three. I reduced my enormous collection of back issues of Country Living down to one small stack of clippings after committing to flipping through a few issues while on my exercise bike each night and tearing out anything I just had to keep. I did the same thing with my many quilt magazines, some of which had been published in the 1980s (!)

Both my husband and I have always been bookworms, so we had hundreds of books, maybe more than 1,000, counting paperbacks. We gave up about 2/3 of them.

I won’t list my other collections that were broken up; to be honest, I can’t even remember all of the stuff we got rid of! But I’m doing just fine without it, and someday when I die, my kids won’t have to go through all of it like that elderly lady’s family did for her estate sale.

I sure felt sorry for those gals.

 

Why My Twitter Profile Picture Looks Like Carlotta Vance

I chose Marie Dressler for my Twitter profile photo in homage to her character, Carlotta Vance, from the classic 1933 film, “Dinner at Eight.”

Carlotta is a woman who once had fame and fortune, who knew what it was like to live in luxury. But in the movie, she is no longer young and beautiful, no longer pursued by men who want to woo her with furs and diamonds. In fact, as her career wanes, she finally reaches the point where, as she tells her dear friend Oliver Jordan, “I haven’t got a sou!” Yet she faces life with courage, concern for others, and as you see in the clip above, a sense of humor.

The character of Carlotta is a role model for me. Over the last decade or so, the lousy economy has dealt my family some hard blows. We lost a business and had to sell our family home. Our income is nowhere near what it once was.

It’s often tempting to feel sorry for myself, and sometimes I do. But most of the time, I want to be like Carlotta. I want to face the future with a sense of hope and charity.

In that spirit, I wrote Downsizing Your Life for Freedom, Flexibility & Financial Peace. It’s had a good response, and I’m grateful. Now I’m writing another book related to it that I hope will also help and encourage others.

Times are challenging for many people these days. I want to help others by sharing what my family has learned, and by telling everyone that being proactive about change, especially change you didn’t ask for, is the best way to get through hard times and keep enjoying your life.

Off-Grid Dwellings Could Be On-Grid, Too

Off the grid dwellings seem to be a big thing these days. I’d like to see inexpensive flat-pack homes become a fad in areas near pricey cities, so that working people have more affordable housing options. What good is it to slave away all day to earn barely enough money to live near your work? People are getting stressed out by this lifestyle. If you can’t or won’t move to the more affordable sticks and learn to live on a lower income (and I’m not dissing that! It’s what we did), then wouldn’t you jump on a small, affordable place of your own near work?